Commercial Auto insurance
Coverage built for owner-operators, small fleets, and growing trucking businesses. From primary liability to cargo and physical damage — quoted in 2 business days.
The coverage your truck needs, shopped across 35+ carriers.
Every policy is assembled around how you actually operate — local, regional, or long-haul.
Primary Auto Liability
Required by FMCSA for commercial operation. Covers bodily injury and property damage you cause to others.
- Limits from $750K to $5M
- Meets federal DOT minimums
- MCS-90 endorsement available
- Filing handled for you
Motor Truck Cargo
Protects the freight you haul. Essential for carriers working with brokers, shippers, and marketplaces.
- Limits from $25K to $250K
- Reefer breakdown included
- Amazon & broker-compliant
- Deductibles tailored to you
Physical Damage
Protects your truck, trailer, and equipment against collision, theft, fire, and other covered events.
- Comprehensive & collision
- Agreed value or stated amount
- Trailer interchange available
- Rental reimbursement optional
Non-Trucking Liability (Bobtail)
For owner-operators under a lease — protects you when the truck isn't being used for business.
- Bobtail & deadhead coverage
- Required by most motor carriers
- Unladen liability available
- Low minimum premiums
Occupational Accident
Injury protection for the driver. Alternative to traditional workers' compensation for owner-operators.
- Accident & sickness options
- Weekly indemnity benefits
- Medical expense coverage
- Death & dismemberment
General Liability (Business)
Protects the business itself — for when you're on a job site or a client's property, not behind the wheel.
- Bodily injury & property damage
- Products & completed operations
- Personal & advertising injury
- Can be bundled with auto
Get the coverages to work with Amazon or at any port.
We build policies that meet Amazon Freight Partner, Relay, and port requirements — including cargo limits, MC filings, and certificates delivered fast.
We cover all types of trucks.
From a single hotshot to a fleet of reefers — if it moves freight, we write it.
Three ways to move forward.
Coverage that keeps your trucks moving.
Get a free commercial auto quote. Response within one business day.