Personal Auto insurance

Coverage for your daily drive — with the same speed, transparency, and follow-through we bring to commercial clients. Quoted in 2 business days.

Personal coverages

Coverage that fits the way you drive.

From minimum liability to full coverage — shopped across 35+ carriers so you don't overpay.

Liability Coverage

Required by Florida law. Covers injury or damage you cause to others in an at-fault accident.

  • Bodily Injury Liability (BI)
  • Property Damage Liability (PD)
  • Meets Florida minimums
  • Higher limits available

Full Coverage (Comprehensive & Collision)

Protects your own vehicle against accidents, theft, weather, fire, and more.

  • Collision with other vehicles or objects
  • Theft, vandalism, weather events
  • Agreed value or actual cash value
  • Deductibles tailored to you

Uninsured / Underinsured Motorist (UM/UIM)

Protects you when the at-fault driver has no insurance or not enough to cover your losses.

  • Bodily injury protection
  • Property damage options
  • Stackable limits available
  • Critical in Florida

Personal Injury Protection (PIP)

Required in Florida. Covers medical expenses and lost wages after an accident — regardless of fault.

  • 80% of medical expenses
  • 60% of lost wages
  • Death benefits
  • Essential for FL drivers

Medical Payments (MedPay)

Optional coverage that pays medical bills for you and your passengers — regardless of fault.

  • Additional medical coverage
  • Covers passengers
  • Works alongside PIP
  • Low additional premium

Roadside Assistance & Rental

Peace of mind when the unexpected happens on the road.

  • Towing & jumpstart
  • Flat tire & lockout
  • Rental car reimbursement
  • Trip interruption benefits
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Multi-vehicle, family, and safe-driver discounts.

We shop every available discount across our carriers to bring your premium down — automatically, on every renewal.

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Coverage that keeps up with your life.

Get a free personal auto quote. Response within one business day.