/* =============================================================
  ROCK RIVER INSURANCE — Premium Editorial Light Cream
============================================================= */
  
  /* ---------- 1. Tokens ---------- */
  :root {
    /* Greens (brand) */
      --green-950: #012a18;
      --green-900: #014226;   /* PRIMARY */
      --green-800: #02502f;
      --green-700: #2e6b4a;
      --green-500: #6b8f7a;
      --green-300: #a8c0b0;
      --green-100: #dde8e0;
      --green-50:  #f1f6f2;
      
      /* Warm accent */
      --gold-700: #7a5c26;
      --gold-500: #b8934a;
      --gold-300: #d9bd7f;
      --gold-100: #f2e8d0;
      
      /* Neutrals */
      --cream:    #faf9f5;
      --cream-2:  #f3efe6;
      --paper:    #ffffff;
      --ink:      #0d1f15;
      --ink-soft: #2f4a3a;
      --ink-mute: #5f7a6a;
      --line:     rgba(1, 66, 38, 0.12);
    --line-2:   rgba(1, 66, 38, 0.22);
    
    /* Type */
      --serif: "Fraunces", "Times New Roman", Georgia, serif;
    --sans:  "Inter", -apple-system, BlinkMacSystemFont, "Segoe UI", system-ui, sans-serif;
    
    /* Motion */
      --ease-out: cubic-bezier(0.16, 1, 0.3, 1);
    --ease-soft: cubic-bezier(0.25, 0.46, 0.45, 0.94);
    
    /* Layout */
      --gutter: clamp(1.25rem, 3vw, 2.5rem);
    --max-w: 1240px;
    --nav-h: 76px;
    --radius: 14px;
    --radius-lg: 22px;
  }

/* ---------- 2. Reset & base ---------- */
  *, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html {
  -webkit-text-size-adjust: 100%;
  scroll-behavior: smooth;
  overflow-x: clip;
}
body {
  font-family: var(--sans);
  font-size: 16px;
  line-height: 1.6;
  background: var(--cream);
  color: var(--ink);
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
  text-rendering: optimizeLegibility;
  overflow-x: clip;
  overscroll-behavior-y: none;
}
img, svg, video { display: block; max-width: 100%; }
img { height: auto; }
button { font: inherit; color: inherit; cursor: pointer; border: 0; background: none; }
a { color: inherit; text-decoration: none; }
p { text-wrap: pretty; }
h1, h2, h3, h4 { text-wrap: balance; line-height: 1.08; letter-spacing: -0.02em; font-family: var(--serif); font-weight: 600; }
::selection { background: var(--green-900); color: var(--cream); }

:focus-visible {
  outline: 2px solid var(--green-900);
  outline-offset: 3px;
  border-radius: 4px;
}

.skip-link {
  position: fixed; top: -100px; left: 1rem;
  padding: .6rem 1rem; background: var(--green-900); color: var(--cream);
  z-index: 9999; border-radius: 8px; font-weight: 500;
}
.skip-link:focus { top: 1rem; }

.sr-only {
  position: absolute; width: 1px; height: 1px;
  padding: 0; margin: -1px; overflow: hidden;
  clip: rect(0,0,0,0); white-space: nowrap; border: 0;
}

/* ---------- 3. Utilities ---------- */
  .container { width: 100%; max-width: var(--max-w); margin-inline: auto; padding-inline: var(--gutter); }
.container-narrow { width: 100%; max-width: 780px; margin-inline: auto; padding-inline: var(--gutter); }
.section { padding-block: clamp(4rem, 9vw, 7.5rem); }
.section-sm { padding-block: clamp(2.5rem, 6vw, 4.5rem); }
.text-center { text-align: center; }
.mx-auto { margin-inline: auto; }

/* ---------- 4. Typography scale ---------- */
  .kicker {
    font-family: var(--sans);
    font-size: .78rem;
    letter-spacing: .22em;
    text-transform: uppercase;
    color: var(--green-700);
    font-weight: 500;
    display: inline-flex; align-items: center; gap: .55rem;
  }
.kicker::before {
  content: ""; width: 26px; height: 1px;
  background: var(--green-700); display: inline-block;
}
.kicker.no-line::before { display: none; }

h1 { font-size: clamp(2.5rem, 6.4vw, 5.4rem); }
h2 { font-size: clamp(2rem, 4.4vw, 3.4rem); }
h3 { font-size: clamp(1.35rem, 2.2vw, 1.75rem); }
h4 { font-size: 1.1rem; font-family: var(--sans); font-weight: 600; letter-spacing: -0.01em; }

.lede { font-size: clamp(1.05rem, 1.4vw, 1.22rem); color: var(--ink-soft); line-height: 1.65; max-width: 62ch; }
.section-head { max-width: 68ch; margin-bottom: clamp(2.5rem, 5vw, 4rem); }
.section-head .kicker { margin-bottom: 1rem; }
.section-head h2 em { font-style: italic; font-weight: 500; color: var(--green-700); }

/* ---------- 5. Buttons ---------- */
  .btn {
    display: inline-flex; align-items: center; justify-content: center; gap: .55rem;
    padding: .95rem 1.55rem;
    border-radius: 100px;
    font-family: var(--sans);
    font-weight: 500;
    font-size: .95rem;
    letter-spacing: -0.005em;
    transition: transform .5s var(--ease-soft), box-shadow .5s var(--ease-soft), background .35s var(--ease-out);
    white-space: nowrap;
    position: relative;
    isolation: isolate;
  }
.btn-primary {
  background: var(--green-900);
  color: var(--cream);
  box-shadow: 0 4px 14px rgba(1, 66, 38, 0.18), 0 1px 3px rgba(1, 66, 38, 0.15);
}
.btn-primary:hover {
  transform: translateY(-3px);
  box-shadow: 0 22px 44px -8px rgba(1, 66, 38, 0.32), 0 10px 22px -6px rgba(1, 66, 38, 0.24);
}
.btn-ghost {
  background: transparent;
  color: var(--green-900);
  border: 1px solid var(--line-2);
}
.btn-ghost:hover {
  border-color: var(--green-900);
  background: var(--green-50);
}
.btn-gold {
  background: var(--gold-500);
  color: var(--green-950);
  box-shadow: 0 4px 14px rgba(184, 147, 74, 0.28);
}
.btn-gold:hover {
  transform: translateY(-3px);
  box-shadow: 0 22px 44px -8px rgba(184, 147, 74, 0.42);
}
.btn-lg { padding: 1.15rem 2rem; font-size: 1rem; }
.btn-block { width: 100%; }

/* Magnetic wrap */
  .has-magnetic { display: inline-flex; position: relative; }
.magnetic-inner { display: inline-flex; align-items: center; justify-content: center; gap: inherit; will-change: transform; transition: transform .8s var(--ease-soft); }

/* ---------- 6. Navigation ---------- */
  .nav {
    position: fixed; top: 0; inset-inline: 0; z-index: 200;
    height: var(--nav-h);
    transition: background .4s var(--ease-out), backdrop-filter .4s var(--ease-out), box-shadow .4s var(--ease-out);
  }
.nav.is-scrolled {
  background: rgba(250, 249, 245, 0.9);
  backdrop-filter: blur(14px) saturate(140%);
  -webkit-backdrop-filter: blur(14px) saturate(140%);
  box-shadow: 0 1px 0 var(--line);
}
.nav-inner {
  height: 100%;
  display: flex; align-items: center; justify-content: space-between; gap: 1.5rem;
}
.nav-logo {
  display: flex; align-items: center; gap: .7rem;
  font-family: var(--serif); font-weight: 700; font-size: 1.15rem;
  letter-spacing: -0.01em; color: var(--green-900);
}
.nav-logo img { height: 42px; width: auto; }
.nav-links {
  display: none; gap: 1.9rem; align-items: center;
  font-size: .92rem; font-weight: 500; color: var(--ink-soft);
}
@media (min-width: 960px) { .nav-links { display: flex; } }
.nav-links a { position: relative; padding: .35rem 0; transition: color .3s; }
.nav-links a::after {
  content: ""; position: absolute; left: 0; right: 0; bottom: -2px;
  height: 1px; background: var(--green-900);
  transform: scaleX(0); transform-origin: right;
  transition: transform .45s var(--ease-soft);
}
.nav-links a:hover { color: var(--green-900); }
.nav-links a:hover::after { transform: scaleX(1); transform-origin: left; }

.nav-right { display: flex; align-items: center; gap: .8rem; }
.nav-lang {
  display: inline-flex; align-items: center; gap: .1rem;
  border: 1px solid var(--line-2);
  border-radius: 100px; padding: 3px;
  font-size: .78rem; font-weight: 600;
  letter-spacing: .04em;
}
.nav-lang button {
  padding: .3rem .7rem; border-radius: 100px;
  color: var(--ink-mute);
  transition: background .3s, color .3s;
}
.nav-lang button.is-active { background: var(--green-900); color: var(--cream); }
.nav-cta { display: none; }
@media (min-width: 960px) { .nav-cta { display: inline-flex; } }

.nav-burger {
  display: flex; flex-direction: column; gap: 5px;
  padding: .55rem; margin-right: -.55rem;
}
@media (min-width: 960px) { .nav-burger { display: none; } }
.nav-burger span { width: 22px; height: 1.5px; background: var(--ink); transition: transform .35s, opacity .35s; }
.nav-burger.is-open span:nth-child(1) { transform: translateY(6.5px) rotate(45deg); }
.nav-burger.is-open span:nth-child(2) { opacity: 0; }
.nav-burger.is-open span:nth-child(3) { transform: translateY(-6.5px) rotate(-45deg); }

/* Mobile menu */
  .nav-mobile {
    position: fixed; inset: 0; z-index: 190;
    background: var(--cream);
    padding: calc(var(--nav-h) + 2rem) 1.5rem 2rem;
    clip-path: inset(0 0 100% 0);
    transition: clip-path .7s var(--ease-soft);
    overflow-y: auto;
  }
.nav-mobile.is-open { clip-path: inset(0); }
.nav-mobile ul { list-style: none; display: flex; flex-direction: column; gap: .3rem; }
.nav-mobile a {
  display: block; padding: 1rem 0;
  font-family: var(--serif); font-size: 1.6rem; font-weight: 500;
  border-bottom: 1px solid var(--line);
  color: var(--green-900);
}
.nav-mobile .btn { margin-top: 1.75rem; width: 100%; }

/* ---------- 7. Hero (Home) ---------- */
  .hero {
    position: relative;
    padding-top: calc(var(--nav-h) + 3rem);
    padding-bottom: 4rem;
    min-height: 92vh;
    display: flex; flex-direction: column;
    overflow: clip;
    isolation: isolate;
  }
.hero-bg {
  position: absolute; inset: 0; z-index: -2;
  background:
    radial-gradient(60% 55% at 20% 15%, rgba(107, 143, 122, 0.28), transparent 65%),
  radial-gradient(70% 60% at 85% 75%, rgba(184, 147, 74, 0.16), transparent 65%),
  radial-gradient(80% 70% at 50% 100%, rgba(1, 66, 38, 0.10), transparent 70%),
  var(--cream);
  animation: meshDrift 26s ease-in-out infinite;
}
@keyframes meshDrift {
  0%, 100% { transform: scale(1) translate(0, 0); }
  50%      { transform: scale(1.08) translate(-2%, -1.5%); }
}
.hero-grid {
  position: absolute; inset: 0; z-index: -1; pointer-events: none;
  background-image:
    linear-gradient(rgba(1, 66, 38, 0.045) 1px, transparent 1px),
  linear-gradient(90deg, rgba(1, 66, 38, 0.045) 1px, transparent 1px);
  background-size: 68px 68px;
  mask-image: radial-gradient(70% 60% at 50% 40%, #000 30%, transparent 80%);
                              -webkit-mask-image: radial-gradient(70% 60% at 50% 40%, #000 30%, transparent 80%);
}
.hero-inner {
  flex: 1;
  display: flex; flex-direction: column; justify-content: center;
  max-width: 1060px;
}
.hero-title {
  font-family: var(--serif);
  font-weight: 500;
  letter-spacing: -0.035em;
  color: var(--ink);
  margin-block: 1.2rem 1.5rem;
}
.hero-title em { font-style: italic; font-weight: 500; color: var(--green-900); }
.hero-sub { font-size: clamp(1.05rem, 1.4vw, 1.25rem); color: var(--ink-soft); max-width: 62ch; line-height: 1.65; }
.hero-ctas { display: flex; flex-wrap: wrap; gap: .8rem; margin-top: 2rem; }

.hero-trust {
  margin-top: 3.5rem;
  display: grid; grid-template-columns: 1fr; gap: 1.5rem;
  padding-top: 2rem;
  border-top: 1px solid var(--line);
}
@media (min-width: 720px) { .hero-trust { grid-template-columns: repeat(3, 1fr); gap: 2.5rem; } }
.hero-trust-item strong {
  display: block;
  font-family: var(--serif); font-size: clamp(1.9rem, 3vw, 2.5rem);
  font-weight: 600; color: var(--green-900); letter-spacing: -0.03em;
}
.hero-trust-item span { font-size: .88rem; color: var(--ink-mute); }

/* ---------- 8. Coverage cards ---------- */
  .coverages-grid {
    display: grid; grid-template-columns: 1fr; gap: 1.5rem;
  }
@media (min-width: 860px) { .coverages-grid { grid-template-columns: 1fr 1fr; gap: 2rem; } }
.coverage-card {
  position: relative;
  padding: 2.25rem 2rem 2rem;
  border-radius: var(--radius-lg);
  background: var(--paper);
  border: 1px solid var(--line);
  overflow: hidden;
  transition: transform .6s var(--ease-soft), box-shadow .6s var(--ease-soft), border-color .4s;
  isolation: isolate;
}
.coverage-card::before {
  content: ""; position: absolute; inset: -40% -40% auto auto;
  width: 280px; height: 280px; z-index: -1;
  background: radial-gradient(circle, rgba(107, 143, 122, 0.22), transparent 70%);
  filter: blur(30px);
  opacity: .7;
  transition: opacity .5s;
}
.coverage-card:hover {
  transform: translateY(-6px);
  box-shadow: 0 40px 80px -30px rgba(1, 66, 38, 0.30), 0 20px 40px -20px rgba(1, 66, 38, 0.18);
  border-color: var(--green-300);
}
.coverage-card:hover::before { opacity: 1; }
.coverage-icon {
  width: 56px; height: 56px; border-radius: 14px;
  background: var(--green-50);
  display: grid; place-items: center;
  color: var(--green-900);
  margin-bottom: 1.5rem;
}
.coverage-icon svg { width: 28px; height: 28px; }
.coverage-card h3 { margin-bottom: .75rem; color: var(--green-950); }
.coverage-card p { color: var(--ink-soft); margin-bottom: 1.4rem; }
.coverage-list { list-style: none; margin-bottom: 1.75rem; }
.coverage-list li {
  display: flex; gap: .65rem; align-items: flex-start;
  padding: .45rem 0;
  font-size: .95rem;
  color: var(--ink-soft);
}
.coverage-list li::before {
  content: ""; flex-shrink: 0;
  width: 18px; height: 18px; margin-top: 3px;
  background-image: url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23014226' stroke-width='2.2' stroke-linecap='round' stroke-linejoin='round'><polyline points='20 6 9 17 4 12'/></svg>");
  background-size: contain; background-repeat: no-repeat;
}
.coverage-cta { display: inline-flex; align-items: center; gap: .35rem; font-weight: 500; color: var(--green-900); font-size: .95rem; }
.coverage-cta span { transition: transform .4s var(--ease-out); }
.coverage-cta:hover span { transform: translateX(4px); }

/* ---------- 9. Value props ---------- */
  .values-grid { display: grid; grid-template-columns: 1fr; gap: 1rem; }
@media (min-width: 640px) { .values-grid { grid-template-columns: 1fr 1fr; } }
@media (min-width: 1024px) { .values-grid { grid-template-columns: repeat(4, 1fr); } }
.value-card {
  padding: 1.75rem 1.5rem;
  border-radius: var(--radius);
  background: var(--paper);
  border: 1px solid var(--line);
  transition: border-color .4s, transform .5s var(--ease-soft);
}
.value-card:hover { border-color: var(--green-300); transform: translateY(-3px); }
.value-num {
  font-family: var(--serif); font-size: .85rem; font-weight: 600;
  color: var(--gold-500); letter-spacing: .1em;
}
.value-card h4 { margin: .7rem 0 .55rem; color: var(--green-950); font-size: 1.05rem; }
.value-card p { font-size: .92rem; color: var(--ink-soft); line-height: 1.6; }

/* ---------- 10. Carriers band ---------- */
  .carriers {
    padding-block: clamp(3rem, 6vw, 5rem);
    background: var(--cream-2);
    border-block: 1px solid var(--line);
  }
.carriers-head { text-align: center; max-width: 60ch; margin: 0 auto 2.5rem; }
.carriers-head h2 { font-size: clamp(1.5rem, 2.4vw, 2rem); }
.carriers-grid {
  display: grid; grid-template-columns: repeat(2, 1fr); gap: 1.5rem;
  align-items: center; justify-items: center;
}
@media (min-width: 640px) { .carriers-grid { grid-template-columns: repeat(3, 1fr); } }
@media (min-width: 960px) { .carriers-grid { grid-template-columns: repeat(5, 1fr); gap: 2rem; } }
.carrier-logo {
  font-family: var(--serif); font-weight: 600; font-size: 1.05rem;
  color: var(--green-700); letter-spacing: -0.01em;
  opacity: .75;
  transition: opacity .35s, color .35s;
  text-align: center;
  padding: .4rem .5rem;
}
.carrier-logo:hover { opacity: 1; color: var(--green-900); }

/* ---------- 11. Process ---------- */
  .process-grid { display: grid; grid-template-columns: 1fr; gap: 2rem; }
@media (min-width: 860px) { .process-grid { grid-template-columns: repeat(3, 1fr); gap: 2.5rem; } }
.process-step { position: relative; padding-top: 2rem; border-top: 2px solid var(--green-900); }
.process-step .step-num {
  font-family: var(--serif); font-size: 3.6rem; font-weight: 500;
  color: var(--green-100); line-height: 1; letter-spacing: -0.04em;
  position: absolute; top: -0.8rem; right: 0;
}
.process-step h3 { margin: .5rem 0 .75rem; font-size: 1.35rem; color: var(--green-950); }
.process-step p { color: var(--ink-soft); font-size: .96rem; }

/* ---------- 12. CTA band ---------- */
  .cta-band {
    position: relative;
    padding-block: clamp(4rem, 8vw, 6.5rem);
    background: var(--green-900);
    color: var(--cream);
    overflow: clip;
    isolation: isolate;
  }
.cta-band::before {
  content: ""; position: absolute; inset: -30%;
  z-index: -1;
  background:
    radial-gradient(40% 40% at 15% 25%, rgba(184, 147, 74, 0.28), transparent 60%),
  radial-gradient(45% 45% at 85% 75%, rgba(107, 143, 122, 0.30), transparent 65%);
  filter: blur(40px);
  animation: meshDrift 22s ease-in-out infinite;
}
.cta-band h2 { color: var(--cream); max-width: 22ch; }
.cta-band h2 em { font-style: italic; color: var(--gold-300); font-weight: 500; }
.cta-band p { color: rgba(250, 249, 245, 0.78); max-width: 56ch; margin-block: 1.25rem 2rem; }
.cta-band .btn-primary { background: var(--cream); color: var(--green-900); }
.cta-band .btn-primary:hover { background: var(--paper); }
.cta-band .btn-ghost { border-color: rgba(250, 249, 245, 0.35); color: var(--cream); }
.cta-band .btn-ghost:hover { background: rgba(250, 249, 245, 0.08); border-color: var(--cream); }

/* ---------- 13. Footer ---------- */
  .footer {
    background: var(--green-950);
    color: rgba(250, 249, 245, 0.72);
    padding-block: clamp(3rem, 6vw, 4.5rem) 1.5rem;
    font-size: .9rem;
  }
.footer-grid {
  display: grid; grid-template-columns: 1fr; gap: 2.5rem;
  padding-bottom: 3rem;
  border-bottom: 1px solid rgba(250, 249, 245, 0.12);
}
@media (min-width: 720px) { .footer-grid { grid-template-columns: 1.5fr 1fr 1fr 1fr; gap: 3rem; } }
.footer-brand { display: flex; align-items: center; gap: .8rem; margin-bottom: 1rem; }
.footer-brand img { height: 40px; width: auto; filter: brightness(0) invert(1); }
.footer-brand strong { color: var(--cream); font-family: var(--serif); font-size: 1.05rem; font-weight: 600; }
.footer p { max-width: 42ch; line-height: 1.65; }
.footer h5 {
  color: var(--cream); font-family: var(--sans); font-size: .78rem;
  font-weight: 600; letter-spacing: .18em; text-transform: uppercase;
  margin-bottom: 1.1rem;
}
.footer ul { list-style: none; display: flex; flex-direction: column; gap: .55rem; }
.footer a:hover { color: var(--gold-300); }
.footer-bottom {
  display: flex; flex-wrap: wrap; gap: 1rem; justify-content: space-between;
  padding-top: 1.5rem; font-size: .8rem;
  color: rgba(250, 249, 245, 0.5);
}
.footer-bottom a { color: inherit; }
.footer-credits a { color: var(--gold-300); }

/* ---------- 14. Forms ---------- */
  .form-card {
    background: var(--paper);
    border: 1px solid var(--line);
    border-radius: var(--radius-lg);
    padding: clamp(1.75rem, 3.5vw, 3rem);
    box-shadow: 0 30px 60px -30px rgba(1, 66, 38, 0.15);
  }
.form-grid { display: grid; grid-template-columns: 1fr; gap: 1.1rem; }
@media (min-width: 640px) { .form-grid { grid-template-columns: 1fr 1fr; } }
.form-grid .field-full { grid-column: 1 / -1; }

.field { display: flex; flex-direction: column; gap: .4rem; }
.field label {
  font-size: .78rem; font-weight: 500;
  letter-spacing: .06em; text-transform: uppercase;
  color: var(--ink-mute);
}
.field input, .field select, .field textarea {
  width: 100%;
  padding: .85rem 1rem;
  background: var(--cream);
  border: 1px solid var(--line-2);
  border-radius: 10px;
  font: inherit;
  font-size: .95rem;
  color: var(--ink);
  transition: border-color .25s, background .25s, box-shadow .25s;
}
.field input:focus, .field select:focus, .field textarea:focus {
  outline: none;
  border-color: var(--green-900);
  background: var(--paper);
  box-shadow: 0 0 0 4px rgba(1, 66, 38, 0.10);
}
.field textarea { resize: vertical; min-height: 120px; }
.field .helper { font-size: .78rem; color: var(--ink-mute); }

.checkbox {
  display: flex; gap: .75rem; align-items: flex-start;
  padding: .6rem 0;
  font-size: .85rem; color: var(--ink-soft); line-height: 1.55;
}
.checkbox input { flex-shrink: 0; width: 18px; height: 18px; margin-top: 2px; accent-color: var(--green-900); }
.checkbox a { color: var(--green-900); text-decoration: underline; text-underline-offset: 3px; }

.form-actions { margin-top: 1.5rem; display: flex; flex-wrap: wrap; gap: 1rem; align-items: center; }
.form-actions .btn { min-width: 180px; }

/* Form states */
  .cta-form { position: relative; transition: opacity .55s var(--ease-out), transform .55s var(--ease-soft); }
.cta-form.is-sending { pointer-events: none; }
.cta-form.is-sending button[type="submit"] { pointer-events: none; }
.cta-form.is-sent { opacity: 0; transform: translateY(-12px); pointer-events: none; }
.cta-form.is-sending .btn-label { opacity: 0; }
.cta-form .btn-spinner {
  position: absolute; inset: 0; display: grid; place-items: center;
  opacity: 0; pointer-events: none;
}
.cta-form.is-sending .btn-spinner { opacity: 1; }
.btn-spinner::after {
  content: ""; width: 18px; height: 18px;
  border: 1.5px solid rgba(250, 249, 245, 0.3);
  border-top-color: var(--cream);
  border-radius: 50%;
  animation: spin .9s linear infinite;
}
@keyframes spin { to { transform: rotate(360deg); } }

.form-success {
  text-align: center;
  padding: 3rem 1.5rem;
  opacity: 0; transform: translateY(16px);
  transition: opacity .7s var(--ease-out) .2s, transform .8s var(--ease-soft) .2s;
}
.form-success.is-visible { opacity: 1; transform: none; }
.form-success-icon {
  width: 72px; height: 72px; margin: 0 auto 1.5rem;
  border-radius: 50%;
  background: var(--green-50);
  display: grid; place-items: center;
  color: var(--green-900);
}
.form-success-icon svg { width: 34px; height: 34px; }
.form-success h3 { color: var(--green-950); margin-bottom: .65rem; }
.form-success p { color: var(--ink-soft); max-width: 48ch; margin-inline: auto; }

/* ---------- 15. Page hero (secondary pages) ---------- */
  .page-hero {
    padding-top: calc(var(--nav-h) + 4rem);
    padding-bottom: 3rem;
    position: relative;
    overflow: clip;
    isolation: isolate;
    background: var(--cream);
  }
.page-hero::before {
  content: ""; position: absolute; inset: -40% -20% auto -20%; height: 120%;
  z-index: -1;
  background:
    radial-gradient(45% 50% at 20% 30%, rgba(107, 143, 122, 0.22), transparent 60%),
  radial-gradient(45% 50% at 80% 40%, rgba(184, 147, 74, 0.14), transparent 65%);
  filter: blur(40px);
}
.page-hero h1 {
  font-size: clamp(2.2rem, 5vw, 3.8rem);
  font-weight: 500;
  margin-block: 1rem 1.25rem;
  color: var(--ink);
}
.page-hero h1 em { font-style: italic; color: var(--green-900); font-weight: 500; }

.breadcrumb { font-size: .82rem; color: var(--ink-mute); display: flex; gap: .5rem; align-items: center; }
.breadcrumb a:hover { color: var(--green-900); }
.breadcrumb span { opacity: .5; }

/* ---------- 16. Content blocks ---------- */
  .prose { max-width: 70ch; }
.prose > * + * { margin-top: 1.15rem; }
.prose h2 { margin-top: 2.75rem; font-size: clamp(1.5rem, 2.4vw, 2rem); color: var(--green-950); }
.prose h3 { margin-top: 2rem; color: var(--green-950); }
.prose p { color: var(--ink-soft); line-height: 1.7; }
.prose ul { padding-left: 1.1rem; color: var(--ink-soft); }
.prose ul li { margin-block: .35rem; }
.prose a { color: var(--green-900); text-decoration: underline; text-underline-offset: 3px; }

/* FAQ accordion */
  .faq-list { border-top: 1px solid var(--line); }
.faq-item { border-bottom: 1px solid var(--line); }
.faq-item summary {
  list-style: none;
  padding: 1.4rem 0;
  cursor: pointer;
  display: flex; justify-content: space-between; align-items: center; gap: 1.5rem;
  font-family: var(--serif); font-size: 1.1rem; font-weight: 500;
  color: var(--green-950);
  transition: color .3s;
}
.faq-item summary::-webkit-details-marker { display: none; }
.faq-item summary:hover { color: var(--green-700); }
.faq-item summary::after {
  content: "";
  flex-shrink: 0;
  width: 20px; height: 20px;
  background-image: url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23014226' stroke-width='2' stroke-linecap='round'><line x1='12' y1='5' x2='12' y2='19'/><line x1='5' y1='12' x2='19' y2='12'/></svg>");
  background-size: contain; background-repeat: no-repeat;
  transition: transform .4s var(--ease-out);
}
.faq-item[open] summary::after { transform: rotate(135deg); }
.faq-body { padding: 0 0 1.4rem; color: var(--ink-soft); line-height: 1.7; max-width: 68ch; }

/* ---------- 17. Reveal animations ---------- */
  [data-reveal] {
    opacity: 0; transform: translateY(36px);
    transition: opacity .8s var(--ease-soft), transform .8s var(--ease-soft);
  }
[data-reveal].is-revealed { opacity: 1; transform: none; }

/* Defensive rule (gotcha A.4.5) */
  .reveal[data-split] { opacity: 1; transform: none; }

/* ---------- 18. Scroll progress ---------- */
  .scroll-progress {
    position: fixed; top: 0; left: 0; right: 0; height: 2px;
    z-index: 300; background: transparent; pointer-events: none;
  }
.scroll-progress span {
  display: block; height: 100%;
  background: linear-gradient(90deg, var(--green-900), var(--gold-500));
  transform-origin: 0 0; transform: scaleX(0);
  transition: transform .08s linear;
}

/* ---------- 19. Reduced motion (only intrusive) ---------- */
  @media (prefers-reduced-motion: reduce) {
    .hero-bg, .cta-band::before { animation: none; }
    html { scroll-behavior: auto; }
  }

/* ---------- 20. Selection ---------- */
  ::selection { background: var(--green-900); color: var(--cream); }
  /* =============================================================
   21. ADDENDUM — Páginas internas
   ============================================================= */

/* Hero variant con botón de llamada prominente */
.hero-call-bar {
  margin-top: 2rem;
  display: flex; flex-wrap: wrap; gap: 1rem; align-items: center;
  padding: 1.1rem 1.4rem;
  background: var(--paper);
  border: 1px solid var(--line);
  border-radius: 100px;
  box-shadow: 0 12px 40px -18px rgba(1, 66, 38, 0.20);
  max-width: max-content;
}
.hero-call-bar p { font-size: .88rem; color: var(--ink-mute); }
.hero-call-bar a {
  display: inline-flex; align-items: center; gap: .55rem;
  font-weight: 600; color: var(--green-900); font-size: 1.05rem;
}
.hero-call-bar svg { width: 18px; height: 18px; }

/* Coverage detail blocks (commercial + personal auto) */
.coverage-detail {
  padding: 2.25rem 2rem;
  background: var(--paper);
  border: 1px solid var(--line);
  border-radius: var(--radius-lg);
  margin-bottom: 1.25rem;
  transition: border-color .4s, transform .5s var(--ease-soft);
}
.coverage-detail:hover {
  border-color: var(--green-300);
  transform: translateY(-2px);
}
.coverage-detail h3 {
  color: var(--green-950);
  margin-bottom: .75rem;
  display: flex; align-items: center; gap: .9rem;
  font-size: 1.35rem;
}
.coverage-detail h3::before {
  content: "";
  flex-shrink: 0;
  width: 34px; height: 34px;
  background: var(--green-50);
  border-radius: 10px;
  background-image: url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23014226' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'><path d='M12 22s8-4 8-10V5l-8-3-8 3v7c0 6 8 10 8 10z'/></svg>");
  background-repeat: no-repeat;
  background-position: center;
  background-size: 18px;
}
.coverage-detail p { color: var(--ink-soft); }
.coverage-detail ul {
  list-style: none;
  margin-top: 1rem;
  display: grid;
  grid-template-columns: 1fr;
  gap: .4rem;
}
@media (min-width: 640px) { .coverage-detail ul { grid-template-columns: 1fr 1fr; gap: .5rem 1.5rem; } }
.coverage-detail ul li {
  display: flex; gap: .55rem; align-items: flex-start;
  font-size: .93rem; color: var(--ink-soft);
  padding: .25rem 0;
}
.coverage-detail ul li::before {
  content: ""; flex-shrink: 0;
  width: 16px; height: 16px; margin-top: 3px;
  background-image: url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23014226' stroke-width='2.4' stroke-linecap='round' stroke-linejoin='round'><polyline points='20 6 9 17 4 12'/></svg>");
  background-size: contain; background-repeat: no-repeat;
}

/* Truck types grid */
.truck-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: .75rem;
  margin-top: 2.5rem;
}
@media (min-width: 640px) { .truck-grid { grid-template-columns: repeat(3, 1fr); } }
@media (min-width: 960px) { .truck-grid { grid-template-columns: repeat(4, 1fr); gap: 1rem; } }
.truck-chip {
  display: flex; align-items: center; gap: .75rem;
  padding: 1rem 1.1rem;
  background: var(--paper);
  border: 1px solid var(--line);
  border-radius: 12px;
  font-size: .92rem;
  font-weight: 500;
  color: var(--green-950);
  transition: border-color .35s, transform .5s var(--ease-soft), box-shadow .5s var(--ease-soft);
}
.truck-chip:hover {
  border-color: var(--green-500);
  transform: translateY(-3px);
  box-shadow: 0 18px 40px -20px rgba(1, 66, 38, 0.30);
}
.truck-chip svg { flex-shrink: 0; width: 20px; height: 20px; color: var(--green-700); }

/* "Need assistance?" 3 buttons */
.assist-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 1.25rem;
  margin-top: 2.5rem;
}
@media (min-width: 720px) { .assist-grid { grid-template-columns: repeat(3, 1fr); } }
.assist-card {
  padding: 2rem 1.75rem 1.75rem;
  background: var(--paper);
  border: 1px solid var(--line);
  border-radius: var(--radius-lg);
  display: flex; flex-direction: column;
  transition: border-color .4s, transform .5s var(--ease-soft), box-shadow .5s var(--ease-soft);
}
.assist-card:hover {
  border-color: var(--green-300);
  transform: translateY(-4px);
  box-shadow: 0 30px 60px -30px rgba(1, 66, 38, 0.28);
}
.assist-icon {
  width: 52px; height: 52px;
  border-radius: 12px;
  background: var(--green-50);
  display: grid; place-items: center;
  color: var(--green-900);
  margin-bottom: 1.25rem;
}
.assist-icon svg { width: 24px; height: 24px; }
.assist-card h3 { font-size: 1.2rem; color: var(--green-950); margin-bottom: .5rem; }
.assist-card p { font-size: .92rem; color: var(--ink-soft); margin-bottom: 1.5rem; flex: 1; }

/* Amazon / ports highlight band */
.highlight-band {
  background: var(--green-900);
  color: var(--cream);
  border-radius: var(--radius-lg);
  padding: clamp(2.5rem, 5vw, 4rem) clamp(1.75rem, 4vw, 3.5rem);
  position: relative;
  overflow: clip;
  isolation: isolate;
  display: flex; flex-wrap: wrap; gap: 2rem; align-items: center; justify-content: space-between;
}
.highlight-band::before {
  content: ""; position: absolute; inset: -50% -20%; z-index: -1;
  background: radial-gradient(40% 50% at 20% 40%, rgba(184, 147, 74, 0.28), transparent 65%),
              radial-gradient(40% 50% at 85% 60%, rgba(107, 143, 122, 0.35), transparent 65%);
  filter: blur(30px);
}
.highlight-band h2 { color: var(--cream); font-size: clamp(1.5rem, 2.8vw, 2.2rem); max-width: 22ch; }
.highlight-band h2 em { font-style: italic; color: var(--gold-300); font-weight: 500; }
.highlight-band p { color: rgba(250, 249, 245, 0.78); margin-top: .75rem; max-width: 48ch; }
.highlight-band .btn-primary { background: var(--cream); color: var(--green-900); }
.highlight-band .btn-primary:hover { background: var(--paper); }

/* About page: values grid con más variedad */
.values-grid-lg { display: grid; grid-template-columns: 1fr; gap: 1rem; }
@media (min-width: 720px) { .values-grid-lg { grid-template-columns: 1fr 1fr; } }
@media (min-width: 1024px) { .values-grid-lg { grid-template-columns: repeat(3, 1fr); gap: 1.25rem; } }
.value-card-lg {
  padding: 1.85rem 1.65rem;
  background: var(--paper);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  transition: border-color .4s, transform .5s var(--ease-soft);
}
.value-card-lg:hover { border-color: var(--green-300); transform: translateY(-3px); }
.value-card-lg .value-num { font-family: var(--serif); font-size: .82rem; font-weight: 600; color: var(--gold-500); letter-spacing: .12em; }
.value-card-lg h3 { margin: .7rem 0 .55rem; font-size: 1.1rem; color: var(--green-950); }
.value-card-lg p { font-size: .92rem; color: var(--ink-soft); line-height: 1.6; }

/* Two-column info block */
.split {
  display: grid; grid-template-columns: 1fr; gap: 2.5rem; align-items: start;
}
@media (min-width: 860px) { .split { grid-template-columns: 1fr 1fr; gap: 4rem; } }
.split h2 { color: var(--green-950); margin-bottom: 1.25rem; }

/* Payment method list */
.payment-list { display: grid; grid-template-columns: 1fr; gap: 1rem; }
@media (min-width: 720px) { .payment-list { grid-template-columns: 1fr 1fr; } }
.payment-item {
  display: flex; gap: 1rem; align-items: flex-start;
  padding: 1.5rem 1.5rem 1.5rem 1.4rem;
  background: var(--paper);
  border: 1px solid var(--line);
  border-radius: var(--radius);
}
.payment-item-icon {
  flex-shrink: 0;
  width: 44px; height: 44px;
  border-radius: 10px;
  background: var(--green-50);
  display: grid; place-items: center;
  color: var(--green-900);
}
.payment-item-icon svg { width: 20px; height: 20px; }
.payment-item h4 { color: var(--green-950); margin-bottom: .35rem; }
.payment-item p { font-size: .92rem; color: var(--ink-soft); }

/* Reviews form stars */
.star-rating { display: flex; gap: .35rem; margin-top: .4rem; }
.star-rating input { display: none; }
.star-rating label {
  cursor: pointer;
  width: 28px; height: 28px;
  background-image: url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23014226' stroke-width='1.6'><polygon points='12 2 15.09 8.26 22 9.27 17 14.14 18.18 21.02 12 17.77 5.82 21.02 7 14.14 2 9.27 8.91 8.26 12 2'/></svg>");
  background-size: contain; background-repeat: no-repeat;
  transition: transform .25s;
}
.star-rating input:checked ~ label,
.star-rating label:hover,
.star-rating label:hover ~ label {
  background-image: url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='%23b8934a' stroke='%23b8934a' stroke-width='1.6'><polygon points='12 2 15.09 8.26 22 9.27 17 14.14 18.18 21.02 12 17.77 5.82 21.02 7 14.14 2 9.27 8.91 8.26 12 2'/></svg>");
}
.star-rating label:hover { transform: scale(1.1); }

/* Contact methods */
.contact-methods {
  display: grid; grid-template-columns: 1fr; gap: 1rem;
  margin-top: 2.5rem;
}
@media (min-width: 720px) { .contact-methods { grid-template-columns: repeat(3, 1fr); } }
.contact-method {
  padding: 1.75rem 1.5rem;
  background: var(--paper);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  text-align: center;
}
.contact-method-icon {
  width: 52px; height: 52px; margin: 0 auto 1.1rem;
  border-radius: 12px;
  background: var(--green-50);
  display: grid; place-items: center;
  color: var(--green-900);
}
.contact-method-icon svg { width: 24px; height: 24px; }
.contact-method h4 { color: var(--green-950); margin-bottom: .35rem; }
.contact-method a { color: var(--green-900); font-weight: 500; font-size: .95rem; }
.contact-method a:hover { text-decoration: underline; text-underline-offset: 3px; }

/* Embedded map placeholder */
.map-embed {
  margin-top: 3rem;
  border-radius: var(--radius-lg);
  overflow: hidden;
  border: 1px solid var(--line);
  aspect-ratio: 16 / 9;
  background: var(--green-50);
  display: grid; place-items: center;
  color: var(--ink-mute);
  font-size: .9rem;
}
/* =============================================================
   22. ADDENDUM 2 — Formularios largos + Other Services
   ============================================================= */

/* Secciones dentro de formularios largos */
.form-section {
  grid-column: 1 / -1;
  margin-top: 1.5rem;
  padding-bottom: .75rem;
  border-bottom: 1px solid var(--line);
  display: flex; align-items: baseline; justify-content: space-between; gap: 1rem;
  flex-wrap: wrap;
}
.form-section:first-child { margin-top: 0; }
.form-section h3 {
  font-family: var(--serif);
  font-size: 1.15rem;
  font-weight: 600;
  color: var(--green-950);
}
.form-section p { font-size: .82rem; color: var(--ink-mute); }

/* Other services */
.other-services {
  display: grid;
  grid-template-columns: 1fr;
  gap: 1.25rem;
}
@media (min-width: 720px) { .other-services { grid-template-columns: 1fr; max-width: 620px; margin-inline: auto; } }
.service-card {
  display: flex; align-items: center; gap: 1.25rem;
  padding: 1.65rem 1.75rem;
  background: var(--paper);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  transition: border-color .4s, transform .5s var(--ease-soft), box-shadow .5s var(--ease-soft);
}
.service-card:hover {
  border-color: var(--green-300);
  transform: translateY(-3px);
  box-shadow: 0 24px 50px -28px rgba(1, 66, 38, 0.28);
}
.service-icon {
  flex-shrink: 0;
  width: 54px; height: 54px;
  border-radius: 14px;
  background: var(--green-50);
  display: grid; place-items: center;
  color: var(--green-900);
}
.service-icon svg { width: 26px; height: 26px; }
.service-card h3 { font-size: 1.1rem; color: var(--green-950); margin-bottom: .2rem; font-family: var(--serif); }
.service-card p { font-size: .88rem; color: var(--ink-soft); }
.service-arrow { margin-left: auto; color: var(--green-700); transition: transform .4s var(--ease-out); flex-shrink: 0; }
.service-card:hover .service-arrow { transform: translateX(6px); }

/* Consent box (the two big legal checkboxes) */
.consent-box {
  grid-column: 1 / -1;
  margin-top: 1.5rem;
  padding: 1.35rem 1.4rem;
  background: var(--cream);
  border: 1px solid var(--line);
  border-radius: 12px;
}
.consent-box .checkbox { padding: .5rem 0; }
.consent-box .checkbox + .checkbox { border-top: 1px solid var(--line); margin-top: .5rem; padding-top: .9rem; }
.consent-box .legal-note {
  margin-top: 1rem;
  padding-top: 1rem;
  border-top: 1px solid var(--line);
  font-size: .78rem;
  color: var(--ink-mute);
  line-height: 1.65;
}

/* File upload (claim form) — styled */
.file-upload {
  grid-column: 1 / -1;
  padding: 1.4rem;
  border: 1.5px dashed var(--line-2);
  border-radius: 12px;
  background: var(--cream);
  text-align: center;
  cursor: pointer;
  transition: border-color .3s, background .3s;
}
.file-upload:hover { border-color: var(--green-900); background: var(--green-50); }
.file-upload input { display: none; }
.file-upload svg { width: 28px; height: 28px; margin: 0 auto .65rem; color: var(--green-700); }
.file-upload strong { display: block; color: var(--green-950); margin-bottom: .2rem; font-size: .95rem; }
.file-upload span { font-size: .82rem; color: var(--ink-mute); }
.file-upload-list { margin-top: .75rem; font-size: .85rem; color: var(--ink-soft); }

/* Radio group (used in COI + others) */
.radio-group { display: flex; flex-wrap: wrap; gap: .5rem; }
.radio-group input { display: none; }
.radio-group label {
  padding: .6rem 1.1rem;
  border: 1px solid var(--line-2);
  border-radius: 100px;
  font-size: .88rem; font-weight: 500;
  color: var(--ink-soft);
  cursor: pointer;
  transition: all .3s var(--ease-out);
}
.radio-group input:checked + label {
  background: var(--green-900);
  border-color: var(--green-900);
  color: var(--cream);
}
.radio-group label:hover { border-color: var(--green-500); }

/* Conditional field groups (Broker vs Client) */
[data-conditional] { display: none; grid-column: 1 / -1; }
[data-conditional].is-active { display: grid; grid-template-columns: 1fr; gap: 1.1rem; }
@media (min-width: 640px) { [data-conditional].is-active { grid-template-columns: 1fr 1fr; } }